OPENFORAGE
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Tokens and Governance

RISKUSDC

Non-yielding protocol dollar: mint, redeem, peg behavior, and role in the protocol.

What Is RISKUSDC?

RISKUSDC is the protocol's non-yielding dollar token. It is minted 1:1 against deposited USDC and backed by on-vault USDC plus conservatively valued deployed capital/custodian value.

Key Properties

PropertyValue
TypeERC-20 on Arbitrum
Peg1:1 with USDC
YieldNone
Trading riskNone
SupplyElastic — grows with deposits, shrinks with redemptions

Minting

Deposit USDC into the RISKUSDCVault. Receive RISKUSDC at a fixed 1:1 ratio. No fees, no slippage, no rounds.

  • Requires USDC approval first
  • Available continuously — no deposit windows
  • Immediate — RISKUSDC appears in your wallet after transaction confirmation

Redeeming

Convert RISKUSDC back to USDC:

  1. Call RISKUSDCVault.redeem(uint256) with the RISKUSDC amount
  2. If checks pass, the transaction burns RISKUSDC and returns USDC at 1:1

A governance-configurable weekly redemption cap may apply. If a redemption would exceed the cap, it reverts; it does not queue. Redemption may also revert or be blocked by vault liquidity, reserve-ratio checks, unresolved loss or loss-pending conditions, blocklist status, or pause conditions.

Peg Behavior

The RISKUSDC:USDC peg is maintained by the mint/redeem mechanism and vault solvency checks. When checks pass, RISKUSDCVault.redeem(uint256) returns USDC at the 1:1 rate. The weekly redemption cap enforces bounded outflows by reverting transactions that would exceed the cap.

Role in the Protocol

RISKUSDC serves as the intermediate layer between external USDC and the yield vault:

USDC → RISKUSDC → atRISKUSDC (yield)
USDC ← RISKUSDC ← atRISKUSDC (exit)

Holding RISKUSDC without staking keeps your capital in the protocol without trading exposure. This is useful for depositors who want to participate in FORAGE airdrops without taking trading risk.